Which statement best describes the data flow after field interviews in typical underwriting?

Which statement best describes the data flow after field interviews in typical underwriting?

• A. The applicant directly submits data to the home office.
• B. The field underwriter collects data and forwards to the home office for review.
• C. The agent makes final underwriting decisions on the spot.
• D. The data are discarded after the interview.

Answer: (B)